Quick Answer: In 2025, a 1-person household in New York can earn up to $2,430 per month and still qualify for SNAP (food stamps). A 2-person household can earn up to $3,287, and a 3-person household can earn up to $4,143.
Need food help? New York SNAP (formerly called food stamps) gives monthly benefits to buy groceries. Use our New York SNAP Calculator 2025 to check your exact benefit amount in seconds.
What Are the New York SNAP Income Limits for 2025?
SNAP eligibility in New York depends on your household size and income. The USDA updates limits every year, and New York follows those rules.
👉 Gross income = money before taxes
👉 Net income = money after deductions (like rent, childcare, and medical bills)
1. Gross Monthly Income Limits (130% FPL)
| Household Size | Maximum Gross Income (Monthly) |
|---|---|
| 1 | $1,632 |
| 2 | $2,215 |
| 3 | $2,798 |
| 4 | $3,380 |
| 5 | $3,963 |
| 6 | $4,546 |
| 7 | $5,129 |
| 8 | $5,711 |
| Each Additional Person | +$583 |
2. Net Monthly Income Limits (100% FPL)
| Household Size | Maximum Net Income (Monthly) |
|---|---|
| 1 | $1,255 |
| 2 | $1,704 |
| 3 | $2,152 |
| 4 | $2,600 |
| 5 | $3,049 |
| 6 | $3,497 |
| 7 | $3,945 |
| 8 | $4,393 |
| Each Additional Person | +$449 |
What Deductions Help You Qualify for SNAP in NY?
New York SNAP lets you subtract certain expenses from your income:
- Standard deduction: $198 (varies by household size)
- 20% earned income deduction
- Child care and dependent care costs
- Housing & shelter costs (up to $672 deduction)
- Medical expenses (if 60+ or disabled, over $35/month)
- Utility allowance (varies: NYC & Long Island up to $943)
These deductions lower your countable income, making it easier to qualify.
How Much SNAP Will I Get in New York in 2025?
SNAP benefits are based on your household size and net income.
Maximum SNAP Benefit Amounts (2025)
| Household Size | Maximum Monthly Benefit |
|---|---|
| 1 | $292 |
| 2 | $536 |
| 3 | $768 |
| 4 | $975 |
| 5 | $1,158 |
| 6 | $1,390 |
| 7 | $1,536 |
| 8 | $1,756 |
| Each Additional Person | +$220 |
Example Calculation
- Family of 3, net income: $1,000
- 30% of $1,000 = $300
- Max benefit for 3 = $768
- $768 – $300 = $468 monthly SNAP
👉 Use our New York Food Stamp calculator 2025 for your personalized estimate.
Who Can Get SNAP in New York?
To qualify, you must:
- Live in New York State
- Be a U.S. citizen or legal immigrant
- Have a valid Social Security number
- Meet income & asset limits ($2,750 or $4,250 if elderly/disabled)
Assets That Count
- Money in bank accounts
- Cash on hand
- Extra cars worth more than $15,000
Assets That Don’t Count
- Your home
- Furniture and personal belongings
- Retirement accounts (401k, IRA)
- Life insurance under $1,500
Work Rules for Adults (Able-Bodied Adults Without Dependents – ABAWDs)
If you are 18–52 years old, healthy, and don’t live with children, you must:
- Work or train at least 20 hours per week, OR
- Participate in a work program
❌ If not, you can only get 3 months of SNAP in 3 years.
✅ Exemptions:
- Pregnant
- Over age 52
- Disabled or medically unfit
- Caring for children under 18
- In school
- Living in a waived county (high unemployment)
How to Apply for SNAP in New York (2025)
You can apply in 3 ways:
- Online: MyBenefits.ny.gov
- Phone: Call 1-800-342-3009
- In Person: Visit your local Department of Social Services (DSS)
📅 Processing time: 30 days
🚨 Expedited SNAP: Get benefits in 7 days if your income and resources are very low.
Documents You Need
Bring or upload these when applying:
- ID: Driver’s license, state ID, passport
- Proof of income: Pay stubs, Social Security, unemployment letters
- Proof of address: Utility bill, lease, or rent agreement
- Bank statements
Your New York EBT Card
Approved households get an EBT card. It works like a debit card and is accepted at:
- Grocery stores
- Farmers markets
- Some online retailers (Amazon, Walmart, Aldi, ShopRite)
What SNAP Can Buy in New York
✅ Allowed: Fruits, vegetables, meat, dairy, bread, cereal, seeds to grow food
❌ Not Allowed: Alcohol, tobacco, hot prepared meals, pet food, cleaning supplies
Special SNAP Programs in New York
- SNAP Online Purchasing Program – order groceries online
- Double Up Food Bucks – extra money for fruits & vegetables
- Restaurant Meals Program – available for elderly/disabled in select counties
Renewing Your Benefits
SNAP must be renewed every 12 months.
- You’ll get a notice before expiration
- Renew online, by mail, or in person
- Don’t miss your renewal, or benefits may stop
FAQs about SNAP in New York (2025)
Q: What is the income limit for SNAP in New York in 2025?
A: A single person can earn up to $2,430 gross per month. A family of four can earn up to $5,000 gross per month.
Q: How much can a family of 4 get in SNAP benefits in 2025?
A: A family of 4 can get Up to $975 per month. Actual amounts depend on income and deductions.
Q: Can students get SNAP in New York?
A: Yes, if they work 20+ hours per week or meet exemptions (e.g., parenting, work-study, or receiving childcare assistance).
Q: Can immigrants get SNAP in New York?
A: Yes, certain lawfully present immigrants qualify.
Q: Can homeless people get SNAP in New York?
A: Yes, you do not need a permanent address to receive benefits.
Q: Do Social Security benefits count as income for SNAP?
👉 Yes, SSI, SSDI, and retirement benefits count as income.
📌 Final Thoughts
The New York SNAP income limits for 2025 are based on updated federal poverty guidelines. To qualify, your household must meet both gross and net income tests, unless you are exempt. Benefits are designed to help low-income families, seniors, and individuals afford healthy food.
🔗 Pro Tip: Use our New York SNAP Benefit Estimator (if you plan to link your calculator tool) to check your eligibility instantly.