Texas SNAP Eligibility & Benefits Calculator 2026

Estimate your eligibility and benefits for the Texas Supplemental Nutrition Assistance Program based on Oct 1, 2025 – Sep 30, 2026 guidelines.

Update: Starting April 1, 2026, new Texas rules prohibit using SNAP benefits for candy, sweets, and sweetened drinks with 5g+ added sugar.

Household Size

Is anyone in the household age 60+ or disabled?

Yes No

Texas Eligibility Rules & Instructions

Financial Rules (Oct 2025 - Sep 2026):

Gross Income: Most households must make less than 165% of the Federal Poverty Level.
Net Income: Income after deductions must be below 100% of the poverty level. Households with elderly/disabled members only need to pass this Net test.
Asset Limits:
- Standard: $5,000 limit.
- Elderly/Disabled: $4,500 limit (if not meeting gross income rules).
Vehicle Rules:
- 1st Vehicle: Value over $22,500 counts as an asset.
- Add'l Vehicles: Value over $8,700 counts as an asset.

Gross Monthly Earned Income

Wages, salaries, self-employment before taxes.

Gross Monthly Unearned Income

Social Security, SSI, child support, unemployment.

Total Housing & Utility Costs

Rent/mortgage + electricity, gas, water, trash.

Dependent Care Costs

Paid for child/adult care to allow you to work.

Elderly/Disabled Specifics

Monthly Medical Expenses

Out-of-pocket costs greater than $35/month.

Total Countable Assets

Cash on hand, bank accounts. Plus Vehicle Value: Add amount over $22,500 for primary car, and over $8,700 for other cars.

How This Texas SNAP Calculator Works

This Texas SNAP calculator estimates your monthly food stamp benefit using the federal SNAP formula and current Texas benefit standards.

Here is how the estimate is calculated:

Your gross monthly income is totaled. This may include wages, self-employment income, Social Security benefits, unemployment, pensions, child support received, and other applicable income.
Available SNAP deductions are applied. Depending on the information you enter, the calculator may include:
- A 20% deduction from earned income
- A standard deduction based on household size
- Dependent care costs needed for work, school, or job training
- Eligible medical expenses over $35 per month for households with a member age 60 or older or with a disability
- Eligible shelter and utility deductions
Your estimated net monthly income is calculated. This is the household income remaining after allowable deductions.
Thirty percent of net income is calculated. SNAP assumes that a household can contribute about 30% of its net income toward food.
Your estimated SNAP benefit is calculated. The calculator subtracts 30% of your estimated net income from the maximum SNAP allotment for your household size.

Estimated monthly SNAP benefit = maximum allotment for household size − 30% of net monthly income

The calculator completes these steps automatically using the income, household, housing, utility, and expense information you enter.

What You Need to Use This Calculator

Have these estimates ready before you begin:

Household size — people who live with you and usually buy and prepare food with you. Spouses and most children under age 22 may need to be included even if meals are prepared separately.
Monthly earned income before taxes — wages, tips, or self-employment income.
Monthly unearned income — such as Social Security, unemployment, pensions, child support received, or similar income.
Monthly rent or mortgage payment.
Utility information — whether you pay heating or cooling costs, other utilities, or phone costs.
Dependent care costs — child or adult care expenses needed so you can work, attend school, or complete job training.
Monthly medical expenses over $35 — if someone in your household is age 60 or older or has a qualifying disability.

You do not need account numbers, documents, or an existing Texas SNAP case to use this calculator. Enter your best monthly estimates to get started.

Texas SNAP Maximum Benefits by Household Size

The table below shows the maximum monthly Texas SNAP benefit for FY 2026, effective October 1, 2025 through September 30, 2026.

Your actual estimated benefit may be lower because SNAP considers your household’s countable income and allowable deductions.

Household Size	Maximum Monthly SNAP Benefit
1	$298
2	$546
3	$785
4	$994
5	$1,183
6	$1,421
7	$1,571
8	$1,789
Each additional person	+$218

The maximum allotment is the highest possible monthly SNAP amount for a household size. Most households receive an amount based on their income, rent or mortgage, utilities, dependent care expenses, medical expenses when applicable, and other allowed deductions.

Want to review the income limits used for Texas SNAP eligibility? See Texas SNAP Income Limits 2026 →

Is This Texas SNAP Calculator Accurate?

This calculator uses published USDA Food and Nutrition Service standards and Texas Health and Human Services SNAP rules for FY 2026 to provide a monthly benefit estimate.

Your final SNAP eligibility and benefit amount may differ from this estimate. Texas Health and Human Services reviews your household details, income, deductions, household composition, work requirements, and other case-specific information before making an official decision.

This calculator is not an official Texas SNAP application and does not guarantee approval or a specific monthly benefit amount. Only Texas HHSC can determine your official eligibility and SNAP benefit.

We review and update the calculator when USDA or Texas HHSC publishes new SNAP standards, including annual updates that typically take effect in October. See our methodology and sourcing → for the sources and assumptions used in this calculator.

Texas SNAP Calculator FAQs

1. How does the Texas SNAP calculator estimate my monthly benefits?

This calculator estimates your monthly Texas SNAP benefit using the standard SNAP benefit formula. It totals your countable monthly income, applies available deductions, estimates your net monthly income, and subtracts 30% of net income from the maximum SNAP amount for your household size.

Estimated monthly SNAP benefit = maximum household allotment − 30% of estimated net income.

The calculator can consider the information you enter about household size, earned income, unearned income, rent or mortgage, utilities, dependent care, and eligible medical expenses. Texas HHSC makes the final eligibility and benefit decision after reviewing your complete application.

2. What are the Texas SNAP income limits for 2026?

Texas SNAP income limits depend on your household size and the eligibility test that applies. For FY 2026, a 1-person household has a gross monthly income limit of $1,696 at 130% of the Federal Poverty Level and a net monthly income limit of $1,305.

For a 4-person household, the gross monthly income limit is $3,483 and the net monthly income limit is $2,680.

Texas also publishes a 165% Federal Poverty Level amount for some categorically eligible households. It is not a universal SNAP income cutoff, so do not rely on one income number alone to determine eligibility. Households with a member age 60 or older or with a disability may have different eligibility rules.

View the complete Texas SNAP income limits for 2026.

3. What is the maximum monthly SNAP benefit in Texas for 2026?

For FY 2026, the maximum monthly Texas SNAP benefit is $298 for 1 person, $546 for 2 people, $785 for 3 people, and $994 for 4 people.

The maximum monthly amount is $1,183 for 5 people, $1,421 for 6 people, $1,571 for 7 people, and $1,789 for 8 people.

These are the highest possible monthly allotments. Most households receive less than the maximum because SNAP considers household income and allowable deductions.

4. Does Texas SNAP use gross income or net income?

Texas SNAP may use both gross income and net income tests when determining eligibility.

Gross income is generally your household income before deductions. Net income is the amount left after allowable SNAP deductions are applied. The estimated monthly benefit is based on net income after deductions.

Available deductions can include the standard deduction, a 20% earned-income deduction, dependent care costs, eligible medical expenses for qualifying households, and certain shelter and utility costs.

5. Can rent, utilities, child care, or medical expenses increase my Texas SNAP benefit?

Yes. Eligible expenses can reduce your countable income, which may increase your estimated Texas SNAP benefit.

The calculator may account for eligible rent or mortgage costs, utility deductions, dependent care costs needed for work, school, or training, and medical expenses over $35 per month for a household member age 60 or older or with a qualifying disability.

Texas may use a standard utility allowance based on the utilities your household pays instead of your exact monthly utility bills. Enter your housing and utility information as accurately as possible for the best estimate.

6. Is this Texas SNAP calculator an official benefit determination?

No. This independent calculator provides an estimate using published Texas SNAP and USDA standards along with the information you enter. It is not an official Texas SNAP application and does not guarantee approval or a specific monthly benefit amount.

Texas Health and Human Services Commission reviews household composition, income, deductions, and other case-specific details before making the official SNAP eligibility and benefit decision.

For official Texas SNAP information and applications, visit the Texas HHSC SNAP Food Benefits page.