Utah SNAP Income Limits FY2027 (Oct 2026

Utah SNAP income limits went up on October 1, 2026. A family of four can now earn up to $3,575 a month before deductions. One person can earn up to $1,729.

These limits run through September 30, 2027.

Gross limit, family of four: $3,575 a month
Net limit, family of four: $2,750 a month
Maximum benefit, family of four: $1,023 a month
Asset limit: $3,000, or $4,750 if someone is 60 or older or disabled

Last verified October 14, 2026, against USDA and Utah DWS.

Utah SNAP income limits by household size

Utah uses the federal limits. Find your household size below. Amounts are monthly unless the column says annual.

Household size	Gross monthly limit (130%)	Gross annual limit	Net monthly limit (100%)
1	$1,729	$20,748	$1,330
2	$2,345	$28,140	$1,804
3	$2,960	$35,520	$2,277
4	$3,575	$42,900	$2,750
5	$4,191	$50,292	$3,224
6	$4,806	$57,672	$3,697
7	$5,421	$65,052	$4,170
8	$6,037	$72,444	$4,644
Each extra person	+$616	+$7,392	+$474

Annual amounts are the monthly limit times 12.

What changed from FY2026

Limits rose about 2 to 3 percent.

For one person, the gross limit went up $33, from $1,696 to $1,729. For four people, it went up $92, from $3,483 to $3,575.

Want the national picture? See our guides to the FY2027 SNAP benefit increase and the FY2027 cost-of-living adjustment.

How the two income tests work

Most Utah households must pass two income tests.

Gross income test

Gross income is all the money your household gets before taxes and deductions. For most households, it must be at or below 130% of the federal poverty level. The table above shows those limits.

Deductions do not help here. If your gross income is over the limit, deductions will not change that.

Net income test

Net income is what is left after allowed deductions. It must be at or below 100% of the poverty level. Utah’s Department of Workforce Services (DWS) applies the deductions for you.

Who only needs the net test

If anyone in your home is 60 or older, you only need to pass the net test. The same goes for households with someone who gets certain disability payments.

Some households skip both tests. That includes homes where everyone already gets Family Employment Program (FEP), SSI or General Assistance.

Learn more in our guides to SNAP for seniors over 60 and SNAP eligibility.

Maximum SNAP benefit in Utah

Your benefit is the maximum for your household size, minus 30% of your net income. Households of one or two people get at least $25.

Household size	Maximum monthly benefit
1	$306
2	$562
3	$808
4	$1,023
5	$1,217
6	$1,463
7	$1,616
8	$1,841
Each extra person	+$225

Your real amount depends on your net income. Use our Utah SNAP calculator for an estimate. You can also see the average SNAP benefit.

Deductions that lower your net income

Deductions subtract certain costs from your income. A lower net income means a higher benefit.

Earnings: 20% of your pay before taxes.
Standard deduction: $217 for 1 to 3 people, $229 for 4, $268 for 5, and $308 for 6 or more.
Housing costs: part of your rent or mortgage and utilities, up to $769 a month. The cap does not apply if someone is 60 or older or disabled.
Child support you pay.
Medical costs for people 60 or older or disabled. See our medical expense deduction guide.
Homeless shelter deduction: a flat $205.66. See the homeless shelter deduction guide.

Keep rent, utility, child care and medical bills handy when you apply.

Utah SNAP asset limits

Assets are money you can use, such as cash and bank balances.

Most households: $3,000
Someone 60 or older, or disabled: $4,750

USDA raised the higher limit from $4,500 on October 1, 2026. Utah DWS still lists $4,500 on its site. Ask DWS which amount applies to you. Read more about the 2027 asset limit for seniors and disabled households.

Your car usually does not count. A single lottery or gambling prize of $4,500 or more ends your SNAP. You must drop below the asset limit to qualify again.

Example: how a family of four is calculated

This is an estimate. Say a family of four earns $3,200 a month. They pay $1,500 for housing.

Gross test: $3,200 is under $3,575. They pass.
Standard deductions: take off 20% of pay ($640) and the $229 standard deduction. That leaves $2,331.
Housing deduction: half of $2,331 is $1,165.50. Housing costs above that, $334.50, are deducted.
Net test: $2,331 minus $334.50 is $1,996.50. That is under $2,750. They pass.
Benefit: $1,023 minus 30% of $1,996.50 is about $424 a month.

Your costs and deductions will differ. Try the Utah SNAP calculator with your own numbers.

What if your income is over the limit?

A small gap does not always mean a no. Check these first:

Household size. Everyone who buys and cooks food together counts as one household.
Your current income. If your pay dropped, apply with your new income.
The gross test. Deductions only help with the net test, so the gross limit is firm for most households.
Age and disability. A member who is 60 or older or disabled changes which tests apply.

Only a DWS eligibility specialist can tell you for sure. If you are close, apply and let DWS decide.

Some states raise the gross limit to 200% of poverty. This is called broad-based categorical eligibility (BBCE). Utah is not on USDA’s list of BBCE states. Utah DWS says most households must stay at or below 130%.

How to apply for SNAP in Utah

You can apply three ways:

Online: at jobs.utah.gov/mycase.
In person: at a DWS employment center.
By mail: call DWS at 801-526-0950 or 866-435-7414 and ask for an application. Mail takes longer.

You do not need documents when you first apply. Your benefits start the day you apply.

If you qualify for expedited service, you may get SNAP within seven days. You only need to show ID.

For the full steps, read our Utah SNAP application guide.

More Utah SNAP help

SNAP income limits in other states

Income limits are not the same everywhere. Some states raise the gross limit. Pick your state below, or see all of them on our SNAP income limits by state page.

States A–K	States L–N	States O–W
Alabama	Louisiana	Ohio
Alaska	Maine	Oklahoma
Arizona	Maryland	Oregon
Arkansas	Massachusetts	Pennsylvania
California (CalFresh)	Michigan	Rhode Island
Colorado	Minnesota	South Carolina
Connecticut	Mississippi	South Dakota
Delaware	Missouri	Tennessee
Florida	Montana	Texas
Georgia	Nebraska	Vermont
Hawaii	Nevada	Virginia
Idaho	New Hampshire	Washington
Illinois	New Jersey	West Virginia
Indiana	New Mexico	Wisconsin (FoodShare)
Iowa	New York	Wyoming
Kansas	North Carolina
Kentucky	North Dakota

Delaware, Maine, Montana, New Hampshire and South Dakota link to our state SNAP calculators.

Utah SNAP income limits FAQs

What is the Utah SNAP income limit for a family of four?

The gross limit is $3,575 a month. The net limit is $2,750 a month. Both took effect October 1, 2026.

What is the income limit for one person?

A single person can have up to $1,729 gross and $1,330 net each month.

What is the most SNAP I can get?

One person can get up to $306 a month. Two people can get up to $562. A family of four can get up to $1,023.

Do deductions count toward the gross income test?

No. The gross test looks at income before deductions. Deductions only lower your net income.

Do seniors and disabled people have different rules?

Yes. If someone is 60 or older, or gets certain disability payments, the household only needs to pass the net test. The USDA asset limit is also higher, at $4,750.