New York SNAP Calculator (FY 2026)

Estimate your household's eligibility for Food Assistance based on the official NYS guidelines for Oct 2025 - Sep 2026.

How to Use This Calculator
  1. Household Size: Enter the total number of people who buy and prepare food together.
  2. Special Household Status: Select 'Yes' if your household includes a person age 60+, a person with a disability, or a dependent child. These households have higher income limits.
  3. Gross Monthly Income: Enter total income from all sources before any taxes or deductions. Separate income from jobs (earned) from other sources like Social Security or UI (unearned).
  4. Your Region & Utilities: Select your county/region and indicate if you pay for heating/cooling to apply the correct Standard Utility Allowance (SUA).
  5. Housing Costs: Enter only your base rent or mortgage payment. Do not include utilities here.
  6. Other Costs: Enter monthly out-of-pocket costs for dependent care (to allow work/school) and medical expenses (only for elderly/disabled members, if over $35/month).
  7. Assets: Enter the total value of resources like cash and bank accounts. Your home and primary vehicle are not counted.
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Elderly or Disabled Member Question

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Disclaimer: This is an informational estimator and not an official application or guarantee of benefits. Calculations are based on FY 2026 New York State and federal guidelines. Under Broad-Based Categorical Eligibility, the asset test may be waived for many households. The final decision is made by the NYS Office of Temporary and Disability Assistance (OTDA). You are encouraged to apply at mybenefits.ny.gov to get an official determination.

New York SNAP Benefits FAQ 2025-2026

What are the income limits for SNAP in New York for 2025-2026?

Income limits depend on household size and circumstances. Households with dependent children or seniors/disabled members must have gross income at or below 200% of the Federal Poverty Level. Other households must be at or below 130-150% FPL. A single person's maximum is $1,957/month (150% FPL).

Can I get SNAP benefits if I work full-time in New York?

Yes. Employed individuals qualify if gross household income is below 150% of the Federal Poverty Level (about $1,957/month for one person). You must report all employment income. Work-study, part-time, or self-employment all count toward eligibility.

How much in assets or savings can I have and still get SNAP in New York?

Standard households can have $3,000 in countable resources. Households with someone age 60+ or with a disability can have up to $4,500. Your home and one vehicle per adult don't count. Bank accounts and cash over these limits may disqualify you.

How long does it take to get approved for SNAP benefits in New York?

The state has 30 days to determine eligibility after submission. If you qualify for expedited benefits (having $150 or less monthly income), you receive assistance within 5 days. Emergency cases process faster than standard applications.

What documents do I need to apply for SNAP in New York?

Required documents include recent pay stubs, proof of income, rent/mortgage statements, property tax bills, homeowner's insurance, Social Security cards, and proof of citizenship/immigration status. Not all documents must be submitted upfront; you can provide them later if needed.

What is the maximum monthly SNAP benefit for a family of four in 2025-2026?

The maximum benefit is $994 per month for a family of four, effective October 1, 2025. Actual benefits depend on household net income after deductions. For each additional person, add $218.

Does child support count as income when applying for SNAP in New York?

Yes. Child support payments are counted as unearned income for SNAP purposes. This income counts toward your total household income, which may affect your eligibility if it pushes you above income limits.

When and how do I recertify my SNAP benefits in New York?

Recertification timing depends on certification type: 6, 12, 36, or 48 months. You'll receive notification 2 months before expiration. Submit your recertification packet and complete an interview before the deadline or benefits close automatically.

What happens if I miss my SNAP recertification deadline in New York?

Your benefits stop on the first day of the following month. You must reapply from scratch if you miss deadlines. Submit documentation at least 2 weeks early to ensure processing. Check mail, email, and text notifications constantly.

Can undocumented immigrants get SNAP food stamps in New York?

No. Undocumented immigrants are ineligible. However, lawful permanent residents, refugees, asylees, and certain immigrants with 5+ years U.S. residency or 40 qualifying work quarters may qualify if they meet income requirements.
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