Mississippi SNAP income limits for FY 2026 determine who qualifies for food assistance. These new limits took effect October 1, 2025.
Key Points:
- Gross income must be 130% of poverty level or below
- Net income must be 100% of poverty level or below
- Asset limits stay at $3,000 for most households
- Maximum benefit for family of 4 is $994 monthly
- Benefits increased slightly from last year
Need help checking if you qualify? Try our Mississippi SNAP Benefits Calculator to see your potential benefits instantly.
Page Contents
- 1 Mississippi SNAP Gross Income Limits FY 2026
- 2 Maximum SNAP Benefits in Mississippi FY 2026
- 3 SNAP Asset Limits in Mississippi
- 4 SNAP Deductions in Mississippi FY 2026
- 5 How to Apply for SNAP in Mississippi
- 6 Who Qualifies for SNAP in Mississippi?
- 7 Frequently Asked Questions
- 7.1 What are Mississippi SNAP income limits for 2026?
- 7.2 How much SNAP will I get in Mississippi in 2026?
- 7.3 Do I qualify for SNAP if I work full-time?
- 7.4 What is the asset limit for SNAP in Mississippi?
- 7.5 When do Mississippi SNAP benefits increase in 2026?
- 7.6 How long does SNAP approval take in Mississippi?
- 8 Conclusion
Mississippi SNAP Gross Income Limits FY 2026
Gross income means all money before deductions. Your household must meet these limits to qualify for SNAP.
Income Limits by Household Size
| Household Size | Monthly Gross Income Limit |
|---|---|
| 1 person | $1,696 |
| 2 people | $2,292 |
| 3 people | $2,888 |
| 4 people | $3,483 |
| 5 people | $4,079 |
| 6 people | $4,675 |
| 7 people | $5,271 |
| 8 people | $5,867 |
| Each additional | Add $596 |
These are the standard limits for Mississippi. Special rules may apply for elderly or disabled households.
Mississippi SNAP Net Income Limits FY 2026
Net income is what remains after allowed deductions. This determines your actual benefit amount.
Net Income Requirements
| Household Size | Monthly Net Income Limit |
|---|---|
| 1 person | $1,305 |
| 2 people | $1,763 |
| 3 people | $2,221 |
| 4 people | $2,680 |
| 5 people | $3,138 |
| 6 people | $3,596 |
| 7 people | $4,055 |
| 8 people | $4,513 |
| Each additional | Add $459 |
Lower net income means higher benefits. Deductions can help you qualify.
Maximum SNAP Benefits in Mississippi FY 2026
Mississippi uses the 48-state benefit schedule. Benefits load to your EBT card each month.
Maximum Monthly Benefits:
- 1 person: $298
- 2 people: $546
- 3 people: $785
- 4 people: $994
- 5 people: $1,183
- 6 people: $1,421
- 7 people: $1,571
- 8 people: $1,789
- Each additional person: Add $218
The minimum benefit for small households is $24. This applies to 1-2 person households only.
SNAP Asset Limits in Mississippi
Assets include savings, bank accounts, and cash. Mississippi follows federal asset rules for SNAP.
Asset Limits:
- Regular households: $3,000 maximum
- Elderly or disabled households: $4,500 maximum
Your home doesn’t count toward limits. One vehicle is usually exempt too.
SNAP Deductions in Mississippi FY 2026
Deductions lower your countable income. This can boost your benefit amount significantly.
Standard Deductions:
- Households of 1-2: $209
- Households of 3: $209
- Households of 4: $223
- Households of 5: $261
- Households of 6+: $299
Other Key Deductions:
- 20% of earned income automatically deducted
- Dependent care costs for work or school
- Medical expenses over $35 for elderly/disabled members
- Shelter costs exceeding half your income (capped at $744)
- Homeless shelter deduction of $198.99
These deductions reduce your net income. That means more benefits for your family.
How to Apply for SNAP in Mississippi
Applying for Mississippi SNAP is easy. Choose from three convenient application methods.
Online Application
- Go to Mississippi Department of Human Services website
- Create your account on myDHS portal
- Fill out the online application completely
- Upload all required documents
- Submit and track your application status
In-Person Application
- Locate your nearest MDHS county office
- Request a paper application form
- Complete all sections carefully
- Bring required documents with you
- Turn in to a caseworker directly
Phone Application
- Call the Mississippi SNAP hotline at 1-800-421-0323
- Ask for an application by mail
- Fill out the form at home
- Mail or deliver to local office
Required Documents for SNAP
- Valid photo ID for all adults
- Social Security cards for everyone in household
- Proof of income like pay stubs or award letters
- Rent or mortgage payment proof
- Utility bills and other expense documentation
- Recent bank statements from past 30 days
Most applications get processed within 30 days. Expedited processing takes only 7 days for emergencies.
Who Qualifies for SNAP in Mississippi?
Most Mississippi residents can apply for benefits. You must meet both income and citizenship requirements.
Eligible Groups:
- Families with children earning low wages
- Seniors aged 60 and older
- Individuals with disabilities
- Working adults within income limits
- Homeless people needing food assistance
You must be a U.S. citizen or legal resident. Work requirements exist for some able-bodied adults.
Frequently Asked Questions
What are Mississippi SNAP income limits for 2026?
For a family of four, gross income must stay below $3,483 monthly. Net income must be under $2,680 after deductions. These limits went up slightly from 2025 amounts.
How much SNAP will I get in Mississippi in 2026?
Maximum benefit for four people is $994 per month. Your actual amount depends on income and expenses. Lower income families receive higher benefits.
Do I qualify for SNAP if I work full-time?
Yes, many working families qualify for SNAP. Income must be below 130% of poverty level. Millions of working Americans receive SNAP assistance.
What is the asset limit for SNAP in Mississippi?
Most households can have up to $3,000 in countable assets. Elderly or disabled households can have $4,500. Your home and car usually don’t count.
When do Mississippi SNAP benefits increase in 2026?
The new benefit amounts started October 1, 2025. This marks the beginning of fiscal year 2026. Benefits stay at these levels until September 30, 2026.
How long does SNAP approval take in Mississippi?
Standard applications take up to 30 days. Expedited service provides benefits within 7 days. Emergency situations may qualify for faster processing.
Conclusion
Mississippi SNAP income limits for FY 2026 offer food assistance to qualifying households. A family of four can receive up to $994 monthly in benefits.
Check if you meet the income requirements. Apply online, by phone, or in person today.
Your family deserves nutritious food. Don’t wait to apply for SNAP benefits.
