Quick Answer
The Michigan SNAP income limits for 2025 are based on the Federal Poverty Level (FPL) and are in effect October 1, 2024 through September 30, 2025. Most households must meet both the gross income test (200% FPL) and the net income test (100% FPL) to qualify.
However, if your household includes a senior (60+) or someone with a disability, only the net income test applies.
👉 Try our Michigan SNAP Calculator to estimate your eligibility today. For a broader view, explore our SNAP Income Limits by State 2025 guide.
Michigan SNAP Income Limits 2025 (Monthly & Annual)
| Household Size | Gross Monthly Limit (200% FPL) | Gross Annual Limit | Net Monthly Limit (100% FPL) | Net Annual Limit |
|---|---|---|---|---|
| 1 person | $2,510 | $30,120 | $1,255 | $15,060 |
| 2 people | $3,408 | $40,896 | $1,704 | $20,448 |
| 3 people | $4,304 | $51,648 | $2,152 | $25,824 |
| 4 people | $5,200 | $62,400 | $2,600 | $31,200 |
| 5 people | $6,098 | $73,176 | $3,049 | $36,588 |
| 6 people | $6,994 | $83,928 | $3,497 | $41,964 |
| 7 people | $7,890 | $94,680 | $3,945 | $47,340 |
| Each additional | +$898 | +$10,776 | +$449 | +$5,388 |
✅ Gross income is before deductions.
✅ Net income is after allowable deductions like housing, utilities, childcare, and medical expenses.
✅ Maximum Monthly SNAP Benefits in Michigan (2025)
| Household Size | Maximum Monthly SNAP Benefit (2025) |
|---|---|
| 1 person | $291 |
| 2 people | $535 |
| 3 people | $766 |
| 4 people | $973 |
| 5 people | $1,155 |
| 6 people | $1,386 |
| 7 people | $1,532 |
| 8 people | $1,751 |
| Each additional | +$219 |
👉 How benefits are calculated:
- SNAP looks at your net income after deductions.
- Your household’s benefit is based on the difference between the maximum benefit for your household size and 30% of your net income.
- Example: If a family of 3 has a net income of $1,500, SNAP expects them to contribute $450 (30%). Since the max benefit for 3 is $766, their monthly benefit would be $766 – $450 = $316.
Why These Limits Matter
SNAP, called the Food Assistance Program (FAP) in Michigan, is designed to help households afford groceries. Knowing the income limits helps you quickly check if you’re eligible before applying.
For example:
- A single person earning $2,400/month is under the gross limit ($2,510). If deductions bring net income below $1,255, they qualify.
- A family of 4 earning $5,000/month is also under the gross limit ($5,200). If their housing and childcare costs are high, their net income could drop below $2,600, making them eligible.
Who Must Meet the Limits?
- Most households → must meet both the gross (200% FPL) and net (100% FPL) tests.
- Households with a senior (60+) or disabled member → only need to meet the net income limit.
- Asset rules in Michigan → For most families, there is no asset limit. However, if income is above 200% FPL and the household has a senior, disabled member, or veteran, an asset cap of $4,250 may apply.
How Deductions Work in Michigan SNAP
Your net income is calculated after subtracting certain expenses, known as deductions. These can significantly lower your countable income and help you qualify even if your gross income is slightly over the limit.
Common SNAP deductions include:
- Standard deduction (automatic for all households)
- Housing and utility costs
- Childcare expenses needed for work or school
- Medical expenses over $35/month (for seniors and disabled)
- Child support payments
Example:
A family of 3 earns $4,000/month gross. They pay $1,200 in rent and $400 in utilities. After deductions, their net income could fall below $2,152, which is the net limit for 3 people. That means they qualify for SNAP even though their gross income was close to the limit.
How to Apply for SNAP in Michigan
Applying for benefits is simple and can be done entirely online.
- Check eligibility using our Michigan Food Stamp Calculator.
- Collect documents such as:
- Proof of identity (driver’s license, state ID)
- Proof of income (pay stubs, Social Security, unemployment)
- Rent or mortgage statements
- Utility bills
- Childcare or medical expense receipts
- Apply online through the Michigan MDHHS Food Assistance Program.
- Complete an interview by phone or in person.
- Receive your EBT card if approved.
FAQs
1. What are the SNAP income limits for a family of 4 in Michigan in 2025?
A 4-person household must earn less than $5,200/month gross and $2,600/month net to qualify.
2. Do seniors or disabled people need to meet gross limits?
No. They only need to meet the net income test, making it easier to qualify.
3. What expenses can I deduct from my income for SNAP?
Rent, utilities, medical costs (for seniors/disabled), child support, and childcare are common deductions that reduce your countable income.
4. How long are the 2025 income limits valid?
The limits apply from October 1, 2024, through September 30, 2025.
5. Does Michigan have an asset test for SNAP?
Most households do not. However, a $4,250 asset cap may apply for certain higher-income households with a senior, disabled member, or veteran.
6. How can I quickly see if I qualify before applying?
Use our Michigan SNAP Calculator for instant results, or review the table above to compare your household size and income.
Conclusion
The Michigan SNAP income limits for 2025 are clear: most households must stay under both the gross and net thresholds, while seniors and disabled households only need to meet the net test. By understanding deductions and how eligibility is calculated, you can better prepare before applying.