California Medi-Cal Eligibility Calculator 2025
Uses 2025 official FPL and a 5% MAGI disregard.
Household Income (Annual)$0
Household Size (Base)1
% FPL (Base)0%
% FPL (Pregnancy Counted +1)—
Adult (19–64) Medi-Cal—
Rule≤ 138% FPL (5% disregard)
Explanation—
Pregnancy Coverage—
RulesMedi-Cal ≤ 213% FPL; MCAP > 213%–322% FPL (pregnant counts +1)
Explanation—
Children (0–18)—
RulesMedi-Cal ≤ 266% FPL; CCHIP > 266%–322% in SF/SM/Santa Clara
Explanation—
Next Steps—
This tool provides an estimate based on **official 2025 FPL guidelines**. Results are not final determinations. Final eligibility is determined by county Medi-Cal offices. For pregnancy, the pregnant individual counts as +1. A 5% MAGI disregard is applied for MAGI-based categories. For county-specific programs, residency requirements apply. Apply via Covered California or your county office for official results.
Frequently Asked Questions
How do I know if I qualify for Medi-Cal in California in 2025?
You qualify if you live in California and your income falls below the eligibility level. Most adults can get Medi-Cal with income up to 138% of the Federal Poverty Level. You can check if you meet this using a Medi-Cal eligibility calculator or at Covered California’s website. Families and seniors may have different income cutoffs.
What is the income limit for Medi-Cal eligibility in 2025?
The income limit is usually 138% of the Federal Poverty Level for most adults. In 2025, this means a single adult must make less than about $1,700 per month. Limits change for seniors, families, and disabled people, so always check the current chart. Your household size affects your limit.
Can seniors and disabled people get Medi-Cal in 2025?
Yes, seniors and disabled people can qualify for Medi-Cal. The rules use different income thresholds and some asset checks for seniors and disabled adults. California makes it easier for older and disabled residents with higher income limits and fewer asset restrictions.
Do all California residents qualify for Medi-Cal in 2025?
California requires you to be a resident to apply for Medi-Cal. Some programs also cover children, pregnant women, and people with special needs. Immigration status rules have changed – many adults now qualify regardless of their status.
What documents do I need to check Medi-Cal eligibility in 2025?
You must provide proof of California residency, income, Social Security number, and citizenship or your legal immigration status. Bringing your tax return and pay stubs helps you check your results quickly. You can use an online calculator to estimate your eligibility.
How does the Medi-Cal eligibility calculator work for 2025?
The calculator asks for your household size and yearly income. Then, it matches your answers to the current Medi-Cal income chart. You get quick results showing if you may qualify for free or low-cost care.
Is Medi-Cal available for families in California in 2025?
Families can qualify for Medi-Cal if their income is below certain limits. Children may have higher income cutoffs, up to 266% of the Federal Poverty Level. Pregnant women and parents are also covered by special family programs.
Can I apply for Medi-Cal online in 2025?
You can apply for Medi-Cal online, by phone, or in person. The easiest way is to use Covered California or your county’s online portal. Online applications show your eligibility step by step.