Indiana SNAP Income Limits 2025: Do You Qualify?

Quick answer: One person can earn up to $1,632 per month. Two people can earn up to $2,215. Three people can earn up to $2,798.

Need food help? Indiana SNAP gives money for groceries. Use our Indiana food stamp calculator to see your exact benefit amount.

Here’s how to see if you qualify.

Indiana SNAP income chart — FY2025 (monthly)

(Amounts shown are the federal-based standards used in Indiana for Oct 1, 2024 → Sep 30, 2025.)

Numbers above are the FY2025 SNAP income eligibility standards and maximum allotments used by the USDA/FNS and Indiana.

Effective dates

These FY2025 income, deduction, and allotment figures take effect October 1, 2024 and remain in force through September 30, 2025 (Federal FY2025 COLA/standards).

Two Types of Income Rules

Gross income = All money before taxes
Net income = Money after some costs are taken out

For most households, the monthly gross income must be at or below 130% of the Federal Poverty Level for the household size. A household’s net monthly income cannot exceed 100 percent of the Federal poverty guidelines. For a household of three, this is $2,152.

How much you can earn each month (130% of federal poverty level):

• 1 person: $1,632
• 2 people: $2,215
• 3 people: $2,798
• 4 people: $3,380
• 5 people: $3,963
• 6 people: $4,546

Each extra person adds $583 to the limit.

Net income limits (100% of federal poverty level):

• 1 person: $1,255
• 2 people: $1,704
• 3 people: $2,152
• 4 people: $2,600
• 5 people: $3,049
• 6 people: $3,497

What Costs Can Be Taken Out?

Some costs don’t count toward your income. This helps you qualify.

Money taken out:

• Standard deduction ($204 for most families)
• 20% of job pay
• Child care costs
• High rent or house payments (shelter deduction varies)
• Medical bills over $35 (if over 60 or disabled)
• Utility costs (standard utility allowance applies)

Who Can Get Indiana SNAP?

You need more than the right income. You must also meet these rules:

Basic rules:

• Live in Indiana
• Be a U.S. citizen or legal immigrant
• Have a Social Security number
• Own less than $3,000 in assets ($4,500 if over 60 or disabled)

What Counts as Assets?

Things that count:

• Money in bank accounts
• Cash you have
• Cars worth more than $4,650 (first car excluded)
• Real estate (besides your home)

Things that don’t count:

• Your home and lot
• Your furniture and belongings
• Retirement savings (401k, IRA)
• Life insurance policies
• Most personal property

Work Rules for Adults

Healthy adults age 18-49 without kids must work or train at least 20 hours per week. If you don’t work, you only get 3 months of help in 36 months.

You don’t need to work if you:

• Have kids under 18
• Are over 49 years old
• Are disabled
• Are pregnant
• Go to school at least half-time
• Live in certain counties with high unemployment

How Much Money Will You Get?

The chart below is effective 10/01/2024 to 09/30/2025 and provides the maximum monthly allotment.

Maximum monthly benefits:

• 1 person: $292
• 2 people: $535
• 3 people: $768
• 4 people: $975
• 5 people: $1,158
• 6 people: $1,390
• 7 people: $1,536
• 8 people: $1,756

Each extra person adds $220.

How Benefits Are Calculated

For every ten dollars of net income the household has, the SNAP office will reduce the allotment by three dollars.

Your benefit = Maximum amount – (30% of your net income)

Example:

• Family of 3 people
• Maximum benefit: $768
• Your net income: $1,000
• 30% of $1,000 = $300
• Your benefit: $768 – $300 = $468

Want to know your exact benefit amount? Use our Indiana SNAP calculator to get your personalized estimate in seconds.

How to Apply for Indiana SNAP

Three easy ways to apply:

1. Online: Go to Indiana’s online portal
2. Phone: Call your local FSSA office
3. In person: Visit your local Family and Social Services Administration office

Most people get an answer in 30 days. Emergency cases get help in 7 days.

Papers You Need

ID papers:

• Driver’s license or state ID
• Birth certificate

Money papers:

• Pay stubs from last 30 days
• Bank statements
• Social Security or disability letters
• Unemployment papers

Address papers:

• Utility bills
• Lease or rent agreement

Phone Interview

Everyone must do a phone interview. Indiana will call you. You can ask to meet in person instead.

Bring all your papers to the interview. Missing papers will slow down your case.

Your EBT Card

Your benefits go on an EBT card each month. Use it like a debit card at grocery stores.

The EBT card works at most stores that sell food.

What You Can Buy

SNAP can be used to buy any food or food product that is produced for human consumption. The exception to this is hot foods or lunch counter items prepared or heated in the store.

Yes – you can buy:

• Fruits and vegetables
• Meat and fish
• Milk and cheese
• Bread and cereal
• Seeds to grow food

No – you cannot buy:

• Alcohol
• Cigarettes
• Hot cooked food
• Pet food
• Soap and shampoo

Special Indiana Programs

Indiana has extra programs to help you:

• SNAP-Ed: Free nutrition education classes
• Farmers Market Programs: Extra money for fresh produce
• Restaurant Meals Program: Hot meals for elderly and disabled people (in select areas)

Check Your Benefits

Track your SNAP money online through Indiana’s EBT portal. You can see:

• How much money you have left
• What you bought
• When your benefits expire

You can also call the number on your card.

Renewing Your Benefits

SNAP benefits don’t last forever. You must renew them every 6-12 months.

Indiana will send you a letter before they expire. Fill out the renewal forms on time. Don’t let your benefits stop.

Get Help Fast

Need food right now? You might get emergency benefits in 7 days if you earn less than $150 a month and have less than $100 available now.

You also qualify for fast help if your rent costs more than your income plus money you have.

Questions and Answers

Different Counties, Same Rules

Indiana has 92 counties. Each county runs SNAP through local FSSA offices. But the income limits are the same everywhere.

Major counties:

• Marion County (Indianapolis)
• Lake County (Gary)
• Allen County (Fort Wayne)
• Hamilton County (Carmel)
• Vanderburgh County (Evansville)

Find your county office online or call 211.

SNAP and Other Programs

You can get SNAP with other help programs:

Programs you can have together:

• Medicaid (health insurance)
• WIC (food for babies and kids)
• Housing assistance
• Cash aid (TANF)
• Energy assistance

Getting one program might help you get others faster.

Tips to Get Approved

Make your application stronger:

• Give all papers they ask for
• Answer your phone when they call
• Tell them about all your costs (rent, utilities, medical bills)
• Apply online if you can – it’s faster
• Ask for help if you need it

Before you apply: Use our Indiana SNAP benefits calculator to estimate your monthly food assistance amount.

Get Started Today

Indiana SNAP helps families buy healthy food. The income limits let many people qualify.

Most households must have a total gross monthly income less than or equal to 130% of the federal poverty level to be potentially eligible for SNAP.

Apply online through Indiana’s FSSA portal. It’s the fastest way.

Don’t wait. Your family needs good food. Apply for SNAP today.