Connecticut Medicaid Income Limits 2025

Last Updated: November 14, 2025 | Income Limits Current Through: March 1, 2025

Connecticut Medicaid (called HUSKY Health) has clear income limits for 2025. A single adult can earn up to $21,597 per year ($1,800 monthly). A couple can earn up to $28,207 per year ($2,433 monthly).

Quick Facts:

• HUSKY D covers adults ages 19–64 without children
• Income limit is 138% of Federal Poverty Level
• No asset limits or spend-down rules
• Currently no monthly premiums or copays (changes coming 2026-2027)
• Income limits effective: March 1, 2025
• Major new federal requirements start October 2026

Important: New federal law passed July 2025 will add work requirements and copays starting 2026-2027. Income limits stay the same.

Check if you qualify using the Connecticut HUSKY eligibility calculator or view Medicaid income limits 2025 by state.

CRITICAL UPDATE: New Federal Requirements Coming

Federal law passed July 4, 2025 will change HUSKY D eligibility rules. Income limits stay the same, but new requirements start in 2026-2027.

What’s Changing:

Cost-Sharing (Starts October 1, 2026):

• Members earning over 100% FPL must pay copays
• Up to $35 per doctor visit or service
• Total costs capped at 5% of family income
• Primary care, mental health visits exempt

Work Requirements (Starts January 1, 2027):

• Must work or volunteer 80 hours monthly
• Or earn at least $580 per month
• Applies to adults 19-64 without minor children

Exemptions from work rules:

• Pregnant or postpartum individuals
• Parents with children under age 14
• People with disabilities
• Those with substance use disorders
• Medically frail individuals
• Recently released from prison (90 days)

More Frequent Checks (Starts January 1, 2027):

• Eligibility reviewed every 6 months (not yearly)

Expected Impact: Connecticut estimates 100,000 to 200,000 people may lose coverage. Most already work but may struggle with reporting requirements.

Source: Connecticut DSS Federal Updates | CT Health Foundation Analysis

Connecticut HUSKY Medicaid Programs Explained

Connecticut offers four HUSKY Medicaid programs. Each serves different groups.

HUSKY A covers children, pregnant women, and parents with kids.

HUSKY C covers seniors, blind, and disabled individuals.

HUSKY D covers adults ages 19–64 without children.

HUSKY Plus helps pay Medicare premiums and costs.

This guide focuses on HUSKY D. It’s the largest program with 321,691 adults enrolled.

HUSKY D Income Limits 2025 – Official Chart

These limits are effective March 1, 2025. They come from the Connecticut Department of Social Services.

Source: Connecticut HUSKY Health Income Guidelines

All limits equal 138% of Federal Poverty Level.

If your family is larger than 8 people, add $632 per month for each extra person.

Who Qualifies for HUSKY D Medicaid?

You must meet all requirements to qualify:

Age: You must be 19 to 64 years old. Seniors age 65+ qualify for Medicare instead.

Income: Your household income must be under 138% FPL. Connecticut uses Modified Adjusted Gross Income (MAGI).

No Children: You cannot have dependent children under age 19. If you do, apply for HUSKY A.

No Medicare: You cannot already have Medicare coverage.

Not Pregnant: Pregnant individuals qualify for HUSKY A prenatal coverage instead.

Connecticut Resident: You must live in Connecticut.

Not all income counts. Connecticut may exclude certain income types. Apply even if you’re unsure.

HUSKY A vs HUSKY D: Key Differences

Many people confuse HUSKY A and HUSKY D. Here’s how they differ:

HUSKY A (Parents/Caregivers):

• Must have dependent children
• Income limit: 138% FPL ($28,207 for family of 2)
• Changed from 160% FPL in October 2024

HUSKY A (Children):

• Covers kids under age 19
• Income limit: 201% FPL (much higher)

HUSKY A (Pregnant):

• Highest income limit: 263% FPL
• Singles can earn up to $53,757 annually
• Coverage lasts 12 months after birth

HUSKY D (Adults):

• No children allowed in household
• Income limit: 138% FPL
• For childless adults only

Visit Connecticut HUSKY program overview for complete details.

What HUSKY D Covers

HUSKY D provides full Medicaid benefits. Coverage includes:

• Doctor visits and preventive care
• Hospital stays and emergency services
• Prescription medications
• Mental health and therapy services
• Substance abuse treatment
• Lab tests and X-rays
• Limited dental care
• Limited vision care

Current Status (Through September 2026):

• No monthly premiums
• No copays or cost-sharing

Starting October 2026:

• Copays up to $35 per service (for those over 100% FPL)
• Primary care and mental health visits remain free
• Maximum 5% of income annually

No asset limits. Your savings and property don’t count.

Source: HUSKY D covered services

How to Apply for Connecticut Medicaid

You can apply three ways:

1. Online: Visit Access Health CT. Create an account and complete the application.

2. By Phone: Call 1-855-805-4325. Application assisters help you apply.

3. In Person: Find a local application site. Visit Access Health CT to find locations near you.

You’ll need:

• Proof of identity (driver’s license or ID)
• Proof of Connecticut residency
• Social Security number
• Income documents (pay stubs, tax returns)

Applications are processed within 45 days. You may get coverage faster.

Recent Changes to Connecticut Medicaid

October 2024 Change:

Connecticut reduced HUSKY A income limits for parents. The limit dropped from 160% FPL to 138% FPL.

About 15,300 people lost coverage. Most got one year of transitional help.

HUSKY D Income Limits Stayed the Same:

HUSKY D limits remain at 138% FPL. No changes to income limits occurred in 2024 or 2025.

Source: Connecticut HUSKY A transition

July 2025 Federal Law (H.R. 1):

New federal requirements will affect HUSKY D starting 2026-2027. See “Critical Update” section above for details.

This law does not change income limits. It adds work requirements and copays.

Source: Federal H.R. 1 impacts

What If Your Income Is Too High?

If you earn too much for HUSKY D, try Covered CT.

Covered CT serves people earning 138% to 175% FPL.

2025 Covered CT Income Limits:

Covered CT provides free or very low-cost health insurance. You get 100% premium tax credits.

Apply through Access Health CT.

HUSKY C for Seniors and Disabled

HUSKY C serves different groups:

• Adults age 65 and older
• Blind individuals
• Disabled individuals receiving SSI

HUSKY C 2025 Income Limits:

• Single person: $1,370 per month
• Couple: $2,198 per month

Asset limits apply:

• Single person: $1,600 in assets
• Couple: $2,400 in assets

HUSKY C uses different eligibility rules. It’s not MAGI-based.

Learn more at Connecticut HUSKY C eligibility.

Common Questions About Connecticut Medicaid

Important Reminders

✓ Apply even if you’re unsure about income ✓ Report changes within 10 days ✓ Renew your coverage annually ✓ Keep your contact information updated ✓ Pregnant? Apply for HUSKY A instead ✓ Have children? Apply for HUSKY A

Connecticut processes over 320,000 HUSKY D applications yearly. The state expanded Medicaid under the Affordable Care Act.

Source: Connecticut Medicaid expansion data

Get Help Applying

Need help with your application?

Access Health CT:

• Website: www.accesshealthct.com
• Phone: 1-855-805-4325
• TTY: 1-855-789-2428

Connecticut Department of Social Services:

• Website: portal.ct.gov/dss
• Find local DSS offices on their website

211 Infoline:

• Dial 211 for free help
• Available 24/7 in Connecticut

Final Thoughts

Connecticut HUSKY D Medicaid income limits remain at 138% FPL. Singles can earn up to $21,597 annually. Couples can earn up to $28,207 annually.

These income limits are current as of November 2025. New federal requirements start October 2026. Work requirements begin January 2027. Income limits do not change. But eligibility rules will get stricter.

If you qualify now, apply soon. The application process may become more complex in 2026-2027. Apply through Access Health CT online or by phone. Get an answer within 45 days.

If your income is too high for HUSKY D, check Covered CT. It helps people earning up to 175% FPL. All income limits are effective March 1, 2025. They come from official Connecticut government sources.

Stay informed: Contact Connecticut DSS at 1-855-805-4325 for updates on new requirements. Apply today. Get the healthcare coverage you deserve.

Official Sources:

• Connecticut Department of Social Services
• Access Health CT Official Portal
• HUSKY Health Income Guidelines (PDF)
• Federal Poverty Level Guidelines 2025