Colorado SNAP Income Limits 2026 Chart

Colorado SNAP (Supplemental Nutrition Assistance Program) helps low-income families buy food.

For 2026, most households qualify if their gross income is at or below 200% of the Federal Poverty Level.

Colorado uses Broad-Based Categorical Eligibility, making it easier for families to qualify.

Quick Summary:

• Colorado SNAP uses 200% FPL income limits for most households
• Maximum monthly benefit for a family of 4 is $994
• No asset limit for most applicants due to categorical eligibility
• New beverage restriction starts March 1, 2026
• Apply online via Colorado PEAK or call 2-1-1 Colorado
• Work requirements apply to certain adults without dependents

Last Updated: January 2026

2026 Colorado SNAP Income Limits

Colorado follows federal guidelines with expanded eligibility. Most households can earn up to 200% of the poverty line.

Monthly Income Limits by Household Size (FY 2026)

Household Size	Gross Monthly Income (200% FPL)	Net Monthly Income (100% FPL)	Max Monthly Benefit
1	$2,610	$1,305	$298
2	$3,526	$1,763	$546
3	$4,442	$2,221	$785
4	$5,360	$2,680	$994
5	$6,276	$3,138	$1,183
6	$7,192	$3,596	$1,421
7	$8,110	$4,055	$1,571
8	$9,026	$4,513	$1,789
Each Add’l	+$918	+$459	+$218

Source: USDA Food and Nutrition Service

What Is Gross vs. Net Income?

Gross income is all money before any deductions. This includes wages, Social Security, child support, and unemployment.

Net income is calculated after allowable deductions. These include:

• Rent or mortgage payments
• Childcare costs
• Medical expenses for elderly or disabled members
• Dependent care expenses

Most Colorado households only need to meet the gross income limit. Net income matters more for specific cases.

Asset Limits in Colorado

Colorado does not have an asset limit for most SNAP applicants. This is due to Broad-Based Categorical Eligibility.

Exception: Households with members aged 60+ or disabled that exceed 200% gross income may still qualify. They must have countable resources under $4,500.

Countable resources include:

• Bank accounts
• Stocks and bonds
• Property other than your home

Your home and one vehicle are not counted.

Work Requirements for SNAP

Able-Bodied Adults Without Dependents (ABAWDs) must follow work rules. This applies to adults aged 18–54 without children.

Requirements:

• Work at least 20 hours per week, OR
• Participate in a work or training program

If you don’t meet this requirement, benefits are limited. You can only receive SNAP for 3 months in a 3-year period.

Exemptions apply for pregnant individuals, caregivers, students, and those medically unable to work.

New 2026 Beverage Restriction

Starting March 1, 2026, Colorado will restrict SNAP benefits. You cannot use benefits to buy:

• Soft drinks
• Sugary beverages
• Sweetened drinks

This change is part of a new state waiver. It aims to promote healthier food choices.

Source: Colorado Department of Human Services

How to Apply for SNAP in Colorado

Applying for Colorado SNAP is simple. You have three options:

1. Apply Online

Visit Colorado PEAK. Create an account and complete the application. You’ll need:

• Proof of identity
• Income documents (pay stubs, tax returns)
• Housing costs
• Social Security numbers for household members

2. Apply in Person

Visit your local county human services office. Bring all required documents. Staff can help you complete the application.

3. Call 2-1-1 Colorado

Dial 2-1-1 from any phone. Specialists can guide you through the process. They can also mail you a paper application.

After applying, you may need an interview. This can be done by phone or in person. For more details on the application process, visit our guide on how to apply for SNAP in Colorado.

How Benefits Are Calculated

Your SNAP benefit amount depends on:

• Household size
• Gross and net income
• Allowable deductions

To estimate your benefits, use the Colorado SNAP calculator. It helps you see what you might receive each month.

Colorado follows federal guidelines. For income limits in other states, check SNAP income limits by state.

Frequently Asked Questions (FAQs)

Final Thoughts

Colorado SNAP provides critical food assistance to families. The 2026 income limits are generous compared to many states. If your household earns less than 200% FPL, you likely qualify.

Don’t wait—apply today through Colorado PEAK, visit your local office, or call 2-1-1.

Official Resources:

• Colorado PEAK Application Portal
• USDA SNAP Eligibility Guidelines