If you’re checking whether you qualify for Alaska Medicaid in 2025, here are the key thresholds you need to know:
- Children (under 19): Qualify if household income is up to 203% of the Federal Poverty Level (FPL).
- Pregnant women: Eligible with income up to 200% FPL.
- Non-elderly adults (19–64): Thanks to Medicaid expansion, they qualify at 138% FPL.
- Older adults, blind, or disabled persons through APA/SSI: Must have income under $1,795/month (single) or $2,658/month (couple).
- Nursing home or waiver applicants: Must meet stricter income and asset tests—$2,901/month and $2,000 assets for singles.
These are the latest official figures for 2025.
Page Contents
- 1 Medicaid Income Limits 2025 (By Category)
- 2 Frequently Asked Questions
- 2.1 1. What is the income limit for a family of 4 with a pregnant woman in Alaska in 2025?
- 2.2 2. How much can a non-elderly adult earn and still qualify for Alaska Medicaid?
- 2.3 3. Does Alaska Medicaid consider assets for children or pregnant women?
- 2.4 4. What are the asset limits for seniors needing long-term care in Alaska?
- 2.5 5. How long does Medicaid cover after pregnancy in Alaska?
- 2.6 6. Can someone qualify for long-term care Medicaid in Alaska if their income is above the limit?
- 3 Final Thoughts
Medicaid Income Limits 2025 (By Category)
Children (0–18): 203% FPL
Eligible up to approx.:
| Household Size | Monthly Income Limit |
|---|---|
| 1 person | ~$3,261 |
| 2 persons | ~$4,426 |
| 3 persons | ~$5,593 |
| 4 persons | ~$6,759 |
Pregnant Women: 200% FPL
Eligible up to approx.:
| Household Size | Monthly Income Limit |
|---|---|
| 1 person | ~$3,606 |
| 2 persons | ~$4,894 |
| 3 persons | ~$6,184 |
| 4 persons | ~$7,474 |
Adults 19–64 (Expansion Group): 138% FPL
Eligible up to approx.:
| Household Size | Monthly Income Limit |
|---|---|
| 1 person | ~$2,163 |
| 2 persons | ~$2,936 |
| 3 persons | ~$3,710 |
| 4 persons | ~$4,485 |
APA-Related Medicaid (65+, Blind, Disabled)
Countable income must be:
- Single: ≤ $1,795/month
- Couple: ≤ $2,658/month
Assets must be under:
- Single: $2,000
- Couple: $3,000
Long-Term Care (Institutional / Nursing Home / Waivers)
- Income limit: $2,901/month (single)
- Asset limit: $2,000 (single)
Couple examples:
- Both applying: $5,802 income / $3,000 assets
- One applying: Non-applicant spouse can retain up to $157,920 in assets to avoid impoverishment
Frequently Asked Questions
1. What is the income limit for a family of 4 with a pregnant woman in Alaska in 2025?
The income limit for a family of 4 with a pregnant woman is $7,474 per month. This is based on 200% of the Federal Poverty Level (FPL), which is the qualifying threshold for pregnant women in Alaska.
2. How much can a non-elderly adult earn and still qualify for Alaska Medicaid?
A non-elderly adult (age 19–64) can earn up to $4,485 per month. Alaska expanded Medicaid, so adults qualify at 138% of the Federal Poverty Level.
3. Does Alaska Medicaid consider assets for children or pregnant women?
No, there is no asset test for children or pregnant women. Their eligibility is based only on household income using the MAGI (Modified Adjusted Gross Income) method.
4. What are the asset limits for seniors needing long-term care in Alaska?
The asset limit is $2,000 for a single applicant and $3,000 for a couple. If only one spouse applies, the non-applicant spouse may keep additional resources to prevent financial hardship.
5. How long does Medicaid cover after pregnancy in Alaska?
Medicaid covers 12 months after pregnancy ends. This extended postpartum coverage ensures continued access to healthcare for new mothers.
6. Can someone qualify for long-term care Medicaid in Alaska if their income is above the limit?
Yes, by using a Miller Trust (Qualifying Income Trust). This special arrangement allows applicants with income above the limit to redirect excess funds and still qualify for long-term care Medicaid.
Final Thoughts
Alaska offers progressively structured Medicaid eligibility:
- Kids and pregnant women benefit from higher FPL thresholds, enhancing early intervention and continuity of care.
- Adults 19–64 are positively impacted by Medicaid expansion at 138% FPL.
- Seniors, blind, and disabled individuals (APA/SSI-based) must meet both income and modest asset limits—a key consideration if planning long-term care.
Even if your income slightly exceeds these thresholds, some flexibility may exist—especially for long-term care via Miller Trusts or special allowances.
