The Alabama Medicaid Income Limits 2025 define who can get free or low-cost healthcare coverage in the state. In 2025:
- Pregnant women and children under 19 qualify with income up to $1,905/month (1 person) or $3,912/month (family of 4).
- Parents and caretaker relatives face stricter rules with income limited to $235/month (1 person) or $483/month (family of 4).
- Elderly, blind, and disabled (SSI-based) individuals qualify with $987/month income or less.
- Nursing home and waiver applicants must have income under $2,901/month and meet asset limits.
These figures are the official 2025 limits published by the Alabama Medicaid Agency.
Page Contents
- 1 Alabama Medicaid Income Limits 2025 (Pregnant Women & Children – 146% FPL)
- 2 Alabama Medicaid Income Limits 2025 (Parents & Caretaker Relatives – 18% FPL)
- 3 SSI-Based Medicaid (Aged, Blind, Disabled)
- 4 Nursing Home & Waiver Medicaid 2025
- 5 Medicare Savings Programs 2025 (Effective Feb 2025)
- 6 Final Thoughts
- 7 Trending FAQs
- 7.1 1. What is the income limit for Medicaid in Alabama for a family of 4 in 2025?
- 7.2 2. What is the Medicaid income limit for parents in Alabama?
- 7.3 3. Has Alabama expanded Medicaid in 2025?
- 7.4 4. What is the income limit for seniors or disabled individuals?
- 7.5 5. What is the income limit for Medicaid nursing home coverage in Alabama?
- 7.6 6. Do pregnant women get immediate Medicaid coverage in Alabama?
Alabama Medicaid Income Limits 2025 (Pregnant Women & Children – 146% FPL)
| Household Size | Monthly Income Limit | Annual Income Limit |
|---|---|---|
| 1 Person | $1,905 | $22,860 |
| 2 People | $2,574 | $30,888 |
| 3 People | $3,243 | $38,916 |
| 4 People | $3,912 | $46,944 |
| 5 People | $4,581 | $54,972 |
| 6 People | $5,250 | $63,000 |
| 7 People | $5,920 | $71,040 |
| 8 People | $6,589 | $79,068 |
For households over 8, add $670 per person monthly.
Alabama Medicaid Income Limits 2025 (Parents & Caretaker Relatives – 18% FPL)
| Household Size | Monthly Income Limit | Annual Income Limit |
|---|---|---|
| 1 Person | $235 | $2,820 |
| 2 People | $318 | $3,816 |
| 3 People | $400 | $4,800 |
| 4 People | $483 | $5,796 |
| Each Add’l | +$83 | +$996 |
SSI-Based Medicaid (Aged, Blind, Disabled)
- Individual income limit: $987/month
- Couple income limit: $1,470/month
- Asset limits: $2,000 (individual), $3,000 (couple)
Nursing Home & Waiver Medicaid 2025
- Income limit: $2,901/month
- Asset limit: $2,000 (single applicant)
Medicare Savings Programs 2025 (Effective Feb 2025)
| Program | Monthly Income Limit (Individual) | Monthly Income Limit (Couple) |
|---|---|---|
| QMB | $1,325 | $1,783 |
| SLMB | $1,585 | $2,135 |
| QI-1 | $1,782 | $2,400 |
Final Thoughts
The Alabama Medicaid Income Limits 2025 vary depending on your household size and eligibility category. Pregnant women and children have the highest income allowance, while parents and caretaker relatives face the lowest. Seniors, disabled individuals, and those needing long-term care must also meet strict income and asset rules.
If you think you might qualify, it’s always worth applying—eligibility often depends on your household situation, age, and health needs.
Trending FAQs
1. What is the income limit for Medicaid in Alabama for a family of 4 in 2025?
A family of four can qualify with income up to $3,912/month ($46,944/year)
2. What is the Medicaid income limit for parents in Alabama?
Parents and caretakers can qualify with income up to $483/month (family of 4).
3. Has Alabama expanded Medicaid in 2025?
No, Alabama has not expanded Medicaid under the ACA. Coverage remains limited for low-income adults without children.
4. What is the income limit for seniors or disabled individuals?
An individual must earn less than $987/month and have resources under $2,000.
5. What is the income limit for Medicaid nursing home coverage in Alabama?
Applicants must have income under $2,901/month and meet asset tests.
6. Do pregnant women get immediate Medicaid coverage in Alabama?
Yes, Alabama offers presumptive eligibility, giving temporary outpatient Medicaid coverage for pregnant women while their application is processed.
