Maryland SNAP Calculator (FY 2026)

Estimate your household's eligibility for the Food Supplement Program (FSP) based on official guidelines for Oct 2025 - Sep 2026.

How to Use This Calculator
  1. Household Size: Enter the total number of people who buy and prepare food together.
  2. Elderly/Disabled Status: Select 'Yes' if anyone in your household is age 60+ or receives disability benefits. These households have different rules.
  3. Gross Monthly Income: Enter your household's total income from all sources before any taxes or deductions are taken out.
  4. Housing & Utility Costs: Include your total monthly rent/mortgage, property taxes, home insurance, and utility bills (heating, electricity, water, phone).
  5. Dependent Care Costs: Enter amounts paid for child or adult care that are necessary for a household member to work, look for work, or attend school.
  6. Medical Expenses: This only applies to elderly or disabled household members. Enter their total out-of-pocket medical expenses that are over $35 per month.
  7. Countable Assets: Enter the total value of resources like cash, and money in checking, savings, or investment accounts. Do not include the home you live in or most retirement accounts.
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Elderly or Disabled Household Questions

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Disclaimer: This is an informational estimator and not an official application or guarantee of benefits. Calculations are based on FY 2026 federal guidelines. Maryland uses Broad-Based Categorical Eligibility (BBCE), which may allow households with higher income or assets to qualify than shown here. The final eligibility decision is made by the Maryland Department of Human Services. You are strongly encouraged to apply to get an official determination.

Frequently Asked Questions About Maryland SNAP FY2026

What is the income limit for SNAP in Maryland FY2026?

Maryland's gross income limit for SNAP FY2026 is $1,696 monthly for one person. A family of four can earn up to $3,483 per month. These limits are 130% of the federal poverty level guidelines. Net income must be at or below $1,305 for one person.

How much SNAP benefits can I get in Maryland starting October 2025?

The maximum SNAP benefit in Maryland FY2026 is $298 monthly for one person. A family of four can receive up to $994 each month. The minimum benefit for small households is $24 per month. Your actual benefit amount depends on income, expenses, and family size.

How do I apply for SNAP benefits in Maryland?

You can apply online through MarylandBenefits website anytime. Visit your local Department of Social Services office to apply in person. Call your local office to request a paper application by mail. You can also download the application form from the Maryland DHS website.

Does Maryland have an asset limit for SNAP?

Maryland follows the federal asset limit of $3,000 for most households. Households with someone age 60 or older have a $4,500 limit. Your home and one vehicle don't count as assets anyway. Many Maryland families don't need to worry about this requirement.

When do the new Maryland SNAP benefit amounts start?

The new FY2026 SNAP benefit amounts started on October 1, 2025. These changes will last through September 30, 2026 for Maryland recipients. Cost-of-living adjustments happen every year on October 1st. You'll automatically receive the new benefit amount on your Independence Card.

Can college students get SNAP in Maryland?

Most Maryland college students ages 18-49 can't get SNAP benefits. Students can qualify if they work 20 hours weekly or more. You're also eligible if you have kids under 12 or get disability payments. Participating in work-study programs makes you eligible for Maryland SNAP too.

How long does it take to get Maryland SNAP benefits after applying?

Most Maryland SNAP applications are processed within 30 days. You may qualify for expedited SNAP benefits within 7 days. This faster service is for households with very little income. Maryland will schedule an interview to review your application and documents.

What can I buy with my Maryland Independence Card?

You can buy groceries like bread, fruits, vegetables, meat, and dairy products. Seeds and plants that grow food are also allowed purchases. You can't buy hot prepared foods, alcohol, vitamins, or pet food. Your Maryland Independence Card works at most grocery stores, farmers markets, and online retailers.

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