Kentucky SNAP Calculator (FY 2026)

Estimate your household's eligibility for Food Assistance based on the official USDA guidelines for Oct 2025 - Sep 2026.

How to Use This Calculator
  1. Household Size: Enter the total number of people who buy and prepare food together.
  2. Elderly/Disabled Status: Select 'Yes' if anyone in your household is age 60+ or receives disability benefits. These households have different rules.
  3. Gross Monthly Income: Enter your household's total income from all sources before any taxes or deductions are taken out.
  4. Housing & Utility Costs: Include your total monthly rent/mortgage, property taxes, home insurance, and utility bills (heating, electricity, water, phone).
  5. Dependent Care Costs: Enter amounts paid for child or adult care that are necessary for a household member to work, look for work, or attend school.
  6. Medical Expenses: This only applies to elderly or disabled household members. Enter their total out-of-pocket medical expenses that are over $35 per month.
  7. Countable Assets: Enter the total value of resources like cash, and money in checking, savings, or investment accounts. Do not include the home you live in or most retirement accounts.
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Elderly or Disabled Household Questions

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Disclaimer: This is an informational estimator and not an official application or guarantee of benefits. Calculations are based on FY 2026 federal guidelines. Kentucky uses Broad-Based Categorical Eligibility, which eliminates the asset test for most households that pass the income tests. The final eligibility decision is made by the Kentucky Cabinet for Health and Family Services. You are encouraged to apply to get an official determination.

Kentucky SNAP Income Limits 2026 (200% Federal Poverty Level)

Effective October 1, 2025 - September 30, 2026

Household SizeMonthly Income LimitAnnual Income Limit
1 Person$2,608$31,300
2 Persons$3,525$42,300
3 Persons$4,442$53,300
4 Persons$5,359$64,300
5 Persons$6,275$75,300
6 Persons$7,192$86,300
7 Persons$8,108$97,300
8 Persons$9,025$108,300
Each Additional Person+$917+$11,000

Note: Kentucky uses Broad-Based Categorical Eligibility (BBCE) with 200% Federal Poverty Level as the gross income limit. These limits apply to the 48 contiguous states and District of Columbia. Different limits apply in Alaska and Hawaii.

Frequently Asked Questions

What is the income limit for SNAP in Kentucky for 2026?

Kentucky's SNAP gross income limit is 200% of poverty level. A single person can earn up to $2,608 monthly. A family of four's limit is $5,359 each month. Kentucky uses Broad-Based Categorical Eligibility to set higher limits.

How much is Kentucky SNAP benefits for a family of 4 in 2026?

A family of four gets up to $975 monthly in Kentucky SNAP benefits. Your actual amount depends on your income and expenses. The benefit went up from $973 in 2025. Most families get less than the maximum amount.

How do I apply for Kentucky food stamps in 2026?

You can apply online at benefind.ky.gov for Kentucky SNAP. You can also call 855-306-8959 to start your application. Some people can apply in person at their local DCBS office. The application takes about 30 days to process.

Does Kentucky have an asset limit for SNAP?

Kentucky has no asset limit for SNAP applicants. Your home and car don't count as assets. You can have savings and still qualify for benefits. This is part of Kentucky's Broad-Based Categorical Eligibility policy.

What are the SNAP work requirements in Kentucky 2026?

Adults aged 18-54 without kids must work 80 hours monthly. You can also do job training or volunteer work. People over 54 or with disabilities don't have this rule. You'll lose benefits after three months if you don't comply.

When do Kentucky SNAP benefits increase in 2026?

Kentucky SNAP benefits increased on October 1, 2025, for fiscal year 2026. The new amounts stay until September 30, 2026. Income limits and deductions also went up this year. Check your EBT card for the new amount.

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