Arkansas Medicaid Eligibility Calculator 2025
Step 1: Enter your household size (include all people living in your home).
Step 2: Input your age and select the appropriate category type.
Step 3: Enter your monthly gross income and earned income amounts.
Step 4: Input your total assets (cash, bank accounts, investments, etc.).
Step 5: Check applicable boxes for insurance, pregnancy, disability, or Medicare status.
Step 6: Review the results to see your eligibility status, program category, and benefit information.
Note: For pregnant women, the number of expected babies is added to household size for calculations. Asset limits don't apply to MAGI-based programs (ARKids, ARHOME, Pregnant Women).
Arkansas Medicaid Income Limits 2025
Arkansas offers two main Medicaid programs with different income limits. Traditional Medicaid covers specific groups like pregnant women and children, while Arkansas Works (expanded Medicaid) covers adults up to 138% of the Federal Poverty Level.
Quick Income Check
Two Program Types
Arkansas Medicaid Monthly Income Limits Chart 2025
Here are the exact income limits you need to know for each program and family size:
Arkansas Works (Expanded Medicaid) - 138% FPL
Adults aged 19-64 with income up to these limits qualify:
| Household Size | Monthly Income Limit | Annual Income Limit |
|---|---|---|
| 1 Person | $2,239 | $26,873 |
| 2 People | $3,024 | $36,293 |
| 3 People | $3,810 | $45,713 |
| 4 People | $4,616 | $55,500 |
| 5 People | $5,401 | $64,920 |
| 6 People | $6,187 | $74,340 |
Traditional Medicaid Income Limits
Traditional Medicaid has much lower income limits but covers specific groups:
| Category | Income Limit (% of FPL) | Monthly Limit (Family of 4) |
|---|---|---|
| Pregnant Women | 214% FPL | $7,168 |
| Children (0-18) | 142% FPL | $4,756 |
| Parents/Caretakers | 17% FPL | $569 |
| Elderly/Disabled | 74% FPL | $2,476 |
Who Qualifies for Arkansas Medicaid
Arkansas Works covers:
- Adults aged 19-64 with income up to 138% FPL
- Childless adults (previously ineligible)
- Parents above traditional Medicaid limits
- Must be Arkansas residents and U.S. citizens/qualified immigrants
Traditional Medicaid covers:
- Pregnant women up to 214% FPL
- Children up to 142% FPL
- Parents/caretakers up to 17% FPL
- Elderly and disabled individuals
- Foster children aging out of care
How to Apply for Arkansas Medicaid
You can apply through multiple channels:
- Online: Access Arkansas portal (most convenient)
- Phone: 1-855-372-1084 (toll-free)
- In person: Local DHS offices
- Mail: Download application and mail to DHS
Documents you'll need:
- Photo ID or birth certificate
- Social Security card
- Proof of Arkansas residency
- Income verification (pay stubs, tax returns)
- Bank statements
Arkansas Works Work Requirements
Arkansas Works has work requirements for certain enrollees:
Who must work: Able-bodied adults aged 30-49
Requirement: 80 hours per month of work, education, training, or community service
Exemptions include:
- Primary caregivers of children under 6
- Students in school at least half-time
- Pregnant women
- People with disabilities
- Those receiving unemployment benefits
- Former foster youth under 26
How Arkansas Counts Your Income
Arkansas uses Modified Adjusted Gross Income (MAGI) to determine eligibility:
Income that counts:
- Wages and salary
- Self-employment income
- Social Security benefits
- Unemployment compensation
- Interest and dividends
Income that doesn't count:
- Child support received
- Supplemental Security Income (SSI)
- Veterans' disability compensation
- Workers' compensation
- SNAP/food stamp benefits
2024 vs 2025 Income Limit Changes
The Federal Poverty Level increased for 2025, raising Arkansas Medicaid income limits:
| Household Size | 2024 Monthly Limit | 2025 Monthly Limit | Increase |
|---|---|---|---|
| 1 Person | $2,199 | $2,239 | +$40 |
| 2 People | $2,972 | $3,024 | +$52 |
| 4 People | $4,537 | $4,616 | +$79 |
These increases help more Arkansas families qualify for coverage.
Frequently Asked Questions
What is the income limit for Arkansas Medicaid in 2025?
For 2025, Arkansas Medicaid income limits are 138% of the Federal Poverty Level. For a single person, this is $2,239 monthly or $26,873 annually. For a family of four, the limit is $4,616 monthly or $55,500 annually.
Who qualifies for Arkansas Works (expanded Medicaid)?
Adults aged 19-64 with income up to 138% of the Federal Poverty Level qualify for Arkansas Works. This includes childless adults and parents who previously didn't qualify for traditional Medicaid.
Do I have to work to get Arkansas Medicaid?
Arkansas Works has work requirements for able-bodied adults aged 30-49. You must work, volunteer, or participate in education/training for at least 80 hours per month. Many exemptions apply.
How do I apply for Arkansas Medicaid?
You can apply online at Access Arkansas, by phone at 1-855-372-1084, by mail, or at local DHS offices. You'll need proof of income, identity, and Arkansas residency.
What's the difference between Traditional Medicaid and Arkansas Works?
Traditional Medicaid covers pregnant women, children, elderly, and disabled individuals with lower income limits. Arkansas Works covers adults up to 138% FPL and includes work requirements for some enrollees.